.ploan-calculator{--ploan-primary: #4f46e5;--ploan-primary-dark: #4338ca;--ploan-secondary: #6366f1;--ploan-accent: #818cf8;--ploan-bg: #eef2ff;--ploan-card-bg: #ffffff;--ploan-text: #1e293b;--ploan-text-muted: #64748b;--ploan-border: #c7d2fe;--ploan-shadow: 0 4px 20px rgba(79, 70, 229, .12);max-width:900px;margin:0 auto;font-family:system-ui,-apple-system,sans-serif}.ploan-header{text-align:center;margin-bottom:2rem}.ploan-title{font-size:2rem;font-weight:800;color:var(--ploan-primary);margin:0 0 .5rem}.ploan-description{color:var(--ploan-text-muted);font-size:1.1rem;margin:0}.ploan-formula-container{background:linear-gradient(135deg,var(--ploan-bg) 0%,#e0e7ff 100%);border-radius:16px;padding:1.5rem;margin-bottom:2rem;border:1px solid var(--ploan-border)}.ploan-formula-title{font-size:1.1rem;font-weight:700;color:var(--ploan-primary);margin:0 0 1rem;text-align:center}.ploan-formula-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:1rem}.ploan-formula-card{background:var(--ploan-card-bg);border-radius:12px;padding:1rem;text-align:center;box-shadow:0 2px 8px #0000000f}.ploan-formula-label{display:block;font-size:.85rem;font-weight:600;color:var(--ploan-text-muted);margin-bottom:.5rem}.ploan-formula-math{font-size:1rem;color:var(--ploan-text);overflow-x:auto;padding:.25rem 0}.ploan-form-container{background:var(--ploan-card-bg);border-radius:16px;padding:1.5rem;box-shadow:var(--ploan-shadow);margin-bottom:2rem}.ploan-form{display:flex;flex-direction:column;gap:1.25rem}.ploan-input-group{display:flex;flex-direction:column;gap:.5rem}.ploan-label{font-weight:600;font-size:.9rem;color:var(--ploan-text)}.ploan-input-wrapper{position:relative;display:flex;align-items:center}.ploan-input-prefix{position:absolute;left:1rem;color:var(--ploan-text-muted);font-weight:600;font-size:1.1rem}.ploan-input-suffix{position:absolute;right:1rem;color:var(--ploan-text-muted);font-weight:600}.ploan-input{width:100%;padding:.875rem 1rem .875rem 2.25rem;border:2px solid var(--ploan-border);border-radius:10px;font-size:1.1rem;transition:all .2s ease;background:var(--ploan-bg)}.ploan-input-center{padding-left:1rem;padding-right:4.5rem;text-align:center}.ploan-input:focus{outline:none;border-color:var(--ploan-primary);background:#fff;box-shadow:0 0 0 4px #4f46e51a}.ploan-term-presets{display:flex;flex-wrap:wrap;gap:.5rem;margin-bottom:.5rem}.ploan-preset-btn{padding:.5rem 1rem;border:2px solid var(--ploan-border);border-radius:8px;background:#fff;color:var(--ploan-text);font-size:.85rem;font-weight:600;cursor:pointer;transition:all .2s ease}.ploan-preset-btn:hover{border-color:var(--ploan-primary);color:var(--ploan-primary)}.ploan-preset-btn.active{background:var(--ploan-primary);border-color:var(--ploan-primary);color:#fff}.ploan-buttons{display:flex;gap:1rem;margin-top:.5rem}.ploan-btn{flex:1;padding:1rem;border:none;border-radius:10px;font-size:1rem;font-weight:700;cursor:pointer;transition:all .2s ease}.ploan-btn-primary{background:linear-gradient(135deg,var(--ploan-primary) 0%,var(--ploan-secondary) 100%);color:#fff;box-shadow:0 4px 15px #4f46e54d}.ploan-btn-primary:hover{transform:translateY(-2px);box-shadow:0 6px 20px #4f46e566}.ploan-btn-secondary{background:var(--ploan-bg);color:var(--ploan-text-muted);border:2px solid var(--ploan-border)}.ploan-btn-secondary:hover{border-color:var(--ploan-primary);color:var(--ploan-primary)}.ploan-results{background:var(--ploan-card-bg);border-radius:16px;padding:1.5rem;box-shadow:var(--ploan-shadow);margin-bottom:2rem}.ploan-results-title{font-size:1.25rem;font-weight:700;color:var(--ploan-primary);margin:0 0 1.5rem;text-align:center}.ploan-primary-result{background:linear-gradient(135deg,var(--ploan-primary) 0%,var(--ploan-secondary) 100%);border-radius:16px;padding:1.5rem;text-align:center;margin-bottom:1.5rem}.ploan-primary-label{display:block;color:#fffc;font-size:.9rem;font-weight:600;margin-bottom:.5rem}.ploan-primary-value{font-size:2.5rem;font-weight:800;color:#fff}.ploan-breakdown-visual{margin-bottom:1.5rem}.ploan-breakdown-bar{display:flex;height:40px;border-radius:10px;overflow:hidden;box-shadow:inset 0 2px 4px #0000001a}.ploan-bar-principal{background:linear-gradient(135deg,#22c55e,#16a34a);display:flex;align-items:center;justify-content:center;transition:width .5s ease}.ploan-bar-interest{background:linear-gradient(135deg,#f97316,#ea580c);display:flex;align-items:center;justify-content:center;transition:width .5s ease}.ploan-bar-label{color:#fff;font-weight:700;font-size:.8rem;text-shadow:0 1px 2px rgba(0,0,0,.2)}.ploan-summary-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1rem;margin-bottom:1rem}.ploan-summary-card{background:var(--ploan-bg);border-radius:12px;padding:1rem;text-align:center}.ploan-summary-interest{background:linear-gradient(135deg,#fff7ed,#ffedd5)}.ploan-summary-total{background:linear-gradient(135deg,#f0fdf4,#dcfce7)}.ploan-summary-label{display:block;font-size:.75rem;font-weight:600;color:var(--ploan-text-muted);margin-bottom:.25rem}.ploan-summary-value{font-size:1.25rem;font-weight:800;color:var(--ploan-text)}.ploan-summary-interest .ploan-summary-value{color:#ea580c}.ploan-summary-total .ploan-summary-value{color:#16a34a}.ploan-payoff-info{text-align:center;padding:.75rem;background:var(--ploan-bg);border-radius:8px;margin-bottom:1rem}.ploan-payoff-label{color:var(--ploan-text-muted);font-size:.9rem}.ploan-payoff-value{font-weight:700;color:var(--ploan-primary);margin-left:.5rem}.ploan-schedule-toggle{width:100%;padding:.875rem;border:2px solid var(--ploan-border);border-radius:10px;background:#fff;color:var(--ploan-primary);font-weight:600;cursor:pointer;transition:all .2s ease}.ploan-schedule-toggle:hover{background:var(--ploan-bg)}.ploan-schedule{margin-top:1.5rem}.ploan-schedule-title{font-size:1rem;font-weight:700;color:var(--ploan-text);margin:0 0 1rem}.ploan-schedule-wrapper{max-height:400px;overflow-y:auto;border-radius:10px;border:1px solid var(--ploan-border)}.ploan-schedule-table{width:100%;border-collapse:collapse;font-size:.85rem}.ploan-schedule-table th{background:var(--ploan-primary);color:#fff;padding:.75rem;text-align:right;position:sticky;top:0}.ploan-schedule-table th:first-child{text-align:center}.ploan-schedule-table td{padding:.625rem .75rem;text-align:right;border-bottom:1px solid var(--ploan-border)}.ploan-schedule-table td:first-child{text-align:center;font-weight:600}.ploan-schedule-table tr:hover{background:var(--ploan-bg)}.ploan-content{margin-top:3rem}.ploan-content-section{margin-bottom:2.5rem}.ploan-content-title{font-size:1.5rem;font-weight:700;color:var(--ploan-text);margin:0 0 1rem;padding-bottom:.5rem;border-bottom:3px solid var(--ploan-primary)}.ploan-content-text{color:var(--ploan-text-muted);line-height:1.7;margin:0 0 1rem}.ploan-features-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:1rem;margin-top:1.5rem}.ploan-feature-card{background:var(--ploan-bg);border-radius:12px;padding:1.25rem;text-align:center}.ploan-feature-icon{font-size:2rem;display:block;margin-bottom:.75rem}.ploan-feature-title{font-size:1rem;font-weight:700;color:var(--ploan-text);margin:0 0 .5rem}.ploan-feature-desc{font-size:.85rem;color:var(--ploan-text-muted);margin:0;line-height:1.5}.ploan-table-wrapper{overflow-x:auto;margin:1.5rem 0;border-radius:12px;box-shadow:var(--ploan-shadow)}.ploan-table{width:100%;border-collapse:collapse;background:#fff;font-size:.9rem}.ploan-table th{background:var(--ploan-primary);color:#fff;padding:1rem;text-align:left;font-weight:600}.ploan-table td{padding:.875rem 1rem;border-bottom:1px solid var(--ploan-border)}.ploan-table tr:hover{background:var(--ploan-bg)}.ploan-table-highlight{font-weight:700;color:var(--ploan-primary)}.ploan-tips-grid{display:grid;gap:1rem;margin-top:1.5rem}.ploan-tip-card{display:flex;gap:1rem;background:var(--ploan-card-bg);border-radius:12px;padding:1.25rem;box-shadow:0 2px 8px #0000000f;border-left:4px solid var(--ploan-primary)}.ploan-tip-icon{font-size:1.5rem;flex-shrink:0}.ploan-tip-content{flex:1}.ploan-tip-title{font-size:1rem;font-weight:700;color:var(--ploan-text);margin:0 0 .5rem}.ploan-tip-text{font-size:.9rem;color:var(--ploan-text-muted);margin:0;line-height:1.6}.ploan-faqs{display:flex;flex-direction:column;gap:1rem;margin-top:1.5rem}.ploan-faq-item{background:var(--ploan-card-bg);border-radius:12px;padding:1.25rem;box-shadow:0 2px 8px #0000000f}.ploan-faq-question{font-size:1rem;font-weight:700;color:var(--ploan-primary);margin:0 0 .75rem}.ploan-faq-answer{font-size:.9rem;color:var(--ploan-text-muted);margin:0;line-height:1.6}@media (max-width: 768px){.ploan-title{font-size:1.5rem}.ploan-formula-grid{grid-template-columns:1fr}.ploan-primary-value{font-size:2rem}.ploan-summary-grid{grid-template-columns:1fr}.ploan-term-presets{justify-content:center}.ploan-features-grid{grid-template-columns:1fr}}