.dti-calculator{--dti-primary: #059669;--dti-primary-dark: #047857;--dti-secondary: #10b981;--dti-accent: #6ee7b7;--dti-bg: #ecfdf5;--dti-card-bg: #ffffff;--dti-text: #064e3b;--dti-text-muted: #047857;--dti-border: #a7f3d0;--dti-shadow: 0 4px 20px rgba(5, 150, 105, .12);max-width:900px;margin:0 auto;font-family:system-ui,-apple-system,sans-serif}.dti-header{text-align:center;margin-bottom:2rem}.dti-title{font-size:2rem;font-weight:800;color:var(--dti-primary);margin:0 0 .5rem}.dti-description{color:var(--dti-text-muted);font-size:1.1rem;margin:0}.dti-formula-container{background:linear-gradient(135deg,var(--dti-bg) 0%,#d1fae5 100%);border-radius:16px;padding:1.5rem;margin-bottom:2rem;border:1px solid var(--dti-border)}.dti-formula-title{font-size:1.1rem;font-weight:700;color:var(--dti-primary);margin:0 0 1rem;text-align:center}.dti-formula-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:1rem}.dti-formula-card{background:var(--dti-card-bg);border-radius:12px;padding:1rem;text-align:center;box-shadow:0 2px 8px #0000000f}.dti-formula-label{display:block;font-size:.85rem;font-weight:600;color:var(--dti-text-muted);margin-bottom:.5rem}.dti-formula-math{font-size:.95rem;color:var(--dti-text);overflow-x:auto;padding:.25rem 0}.dti-form-container{background:var(--dti-card-bg);border-radius:16px;padding:1.5rem;box-shadow:var(--dti-shadow);margin-bottom:2rem}.dti-form{display:flex;flex-direction:column;gap:1.25rem}.dti-input-group{display:flex;flex-direction:column;gap:.5rem}.dti-input-highlight{background:var(--dti-bg);padding:1rem;border-radius:12px;margin-bottom:.5rem}.dti-debt-section{border-top:2px solid var(--dti-border);padding-top:1rem}.dti-section-title{font-size:1rem;font-weight:700;color:var(--dti-text);margin:0 0 1rem}.dti-label{font-weight:600;font-size:.9rem;color:var(--dti-text)}.dti-input-wrapper{position:relative;display:flex;align-items:center}.dti-input-prefix{position:absolute;left:1rem;color:var(--dti-text-muted);font-weight:600}.dti-input-suffix{position:absolute;right:1rem;color:var(--dti-text-muted);font-weight:600;font-size:.85rem}.dti-input{width:100%;padding:.875rem 3.5rem .875rem 2rem;border:2px solid var(--dti-border);border-radius:10px;font-size:1.1rem;transition:all .2s ease;background:var(--dti-bg)}.dti-input:focus{outline:none;border-color:var(--dti-primary);background:#fff;box-shadow:0 0 0 4px #0596691a}.dti-buttons{display:flex;gap:1rem;margin-top:.5rem}.dti-btn{flex:1;padding:1rem;border:none;border-radius:10px;font-size:1rem;font-weight:700;cursor:pointer;transition:all .2s ease}.dti-btn-primary{background:linear-gradient(135deg,var(--dti-primary) 0%,var(--dti-secondary) 100%);color:#fff;box-shadow:0 4px 15px #0596694d}.dti-btn-primary:hover{transform:translateY(-2px);box-shadow:0 6px 20px #05966966}.dti-btn-secondary{background:var(--dti-bg);color:var(--dti-text-muted);border:2px solid var(--dti-border)}.dti-btn-secondary:hover{border-color:var(--dti-primary);color:var(--dti-primary)}.dti-results{background:var(--dti-card-bg);border-radius:16px;padding:1.5rem;box-shadow:var(--dti-shadow);margin-bottom:2rem}.dti-results-title{font-size:1.25rem;font-weight:700;color:var(--dti-primary);margin:0 0 1.5rem;text-align:center}.dti-rating-banner{text-align:center;padding:1rem;border-radius:12px;font-weight:700;font-size:1.1rem;margin-bottom:1.5rem}.dti-rating-excellent{background:linear-gradient(135deg,#dcfce7,#bbf7d0);color:#166534}.dti-rating-good{background:linear-gradient(135deg,#d1fae5,#a7f3d0);color:#047857}.dti-rating-fair{background:linear-gradient(135deg,#fef3c7,#fde68a);color:#92400e}.dti-rating-poor{background:linear-gradient(135deg,#fee2e2,#fecaca);color:#991b1b}.dti-main-results{display:grid;grid-template-columns:repeat(2,1fr);gap:1rem;margin-bottom:1.5rem}.dti-main-card{background:var(--dti-bg);border-radius:16px;padding:1.5rem;text-align:center}.dti-main-housing{border:3px solid var(--dti-accent)}.dti-main-total{background:linear-gradient(135deg,var(--dti-primary) 0%,var(--dti-secondary) 100%)}.dti-main-total .dti-main-label,.dti-main-total .dti-main-value{color:#fff}.dti-main-label{display:block;font-size:.85rem;font-weight:600;color:var(--dti-text-muted);margin-bottom:.5rem}.dti-main-value{font-size:2.5rem;font-weight:800;color:var(--dti-text);display:block;margin-bottom:1rem}.dti-gauge{height:8px;background:#0000001a;border-radius:4px;overflow:hidden}.dti-main-total .dti-gauge{background:#ffffff4d}.dti-gauge-fill{height:100%;border-radius:4px;transition:width .5s ease,background-color .3s ease}.dti-summary-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:1rem;margin-bottom:1.5rem}.dti-summary-card{background:var(--dti-bg);border-radius:12px;padding:1rem;text-align:center}.dti-summary-label{display:block;font-size:.7rem;font-weight:600;color:var(--dti-text-muted);margin-bottom:.25rem}.dti-summary-value{font-size:1rem;font-weight:800;color:var(--dti-text)}.dti-breakdown{margin-top:1.5rem}.dti-breakdown-title{font-size:1rem;font-weight:700;color:var(--dti-text);margin:0 0 1rem}.dti-breakdown-item{margin-bottom:1rem}.dti-breakdown-header{display:flex;justify-content:space-between;margin-bottom:.25rem}.dti-breakdown-label{font-size:.85rem;font-weight:600;color:var(--dti-text)}.dti-breakdown-amount{font-size:.85rem;color:var(--dti-text-muted)}.dti-breakdown-bar{height:8px;background:var(--dti-bg);border-radius:4px;overflow:hidden}.dti-breakdown-fill{height:100%;border-radius:4px;transition:width .5s ease}.dti-table-wrapper{overflow-x:auto;border-radius:12px;box-shadow:0 2px 8px #0000000f;margin-top:1.5rem}.dti-table{width:100%;border-collapse:collapse;background:#fff;font-size:.9rem}.dti-table th{background:var(--dti-primary);color:#fff;padding:.875rem 1rem;text-align:left;font-weight:600}.dti-table td{padding:.75rem 1rem;border-bottom:1px solid var(--dti-border)}.dti-table tr:hover{background:var(--dti-bg)}.dti-table-type{font-weight:700;color:var(--dti-primary)}.dti-content{margin-top:3rem}.dti-content-section{margin-bottom:2.5rem}.dti-content-title{font-size:1.5rem;font-weight:700;color:var(--dti-text);margin:0 0 1rem;padding-bottom:.5rem;border-bottom:3px solid var(--dti-primary)}.dti-content-text{color:var(--dti-text-muted);line-height:1.7;margin:0 0 1rem}.dti-features-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:1rem;margin-top:1.5rem}.dti-feature-card{background:var(--dti-bg);border-radius:12px;padding:1.25rem;text-align:center}.dti-feature-icon{font-size:2rem;display:block;margin-bottom:.75rem}.dti-feature-title{font-size:1rem;font-weight:700;color:var(--dti-text);margin:0 0 .5rem}.dti-feature-desc{font-size:.85rem;color:var(--dti-text-muted);margin:0;line-height:1.5}.dti-tips-grid{display:grid;gap:1rem;margin-top:1.5rem}.dti-tip-card{display:flex;gap:1rem;background:var(--dti-card-bg);border-radius:12px;padding:1.25rem;box-shadow:0 2px 8px #0000000f;border-left:4px solid var(--dti-primary)}.dti-tip-icon{font-size:1.5rem;flex-shrink:0}.dti-tip-content{flex:1}.dti-tip-title{font-size:1rem;font-weight:700;color:var(--dti-text);margin:0 0 .5rem}.dti-tip-text{font-size:.9rem;color:var(--dti-text-muted);margin:0;line-height:1.6}.dti-faqs{display:flex;flex-direction:column;gap:1rem;margin-top:1.5rem}.dti-faq-item{background:var(--dti-card-bg);border-radius:12px;padding:1.25rem;box-shadow:0 2px 8px #0000000f}.dti-faq-question{font-size:1rem;font-weight:700;color:var(--dti-primary);margin:0 0 .75rem}.dti-faq-answer{font-size:.9rem;color:var(--dti-text-muted);margin:0;line-height:1.6}@media (max-width: 768px){.dti-title{font-size:1.5rem}.dti-formula-grid,.dti-main-results{grid-template-columns:1fr}.dti-summary-grid{grid-template-columns:repeat(2,1fr)}.dti-features-grid{grid-template-columns:1fr}.dti-main-value{font-size:2rem}}